Experian Credit Reports and Equifax, Trans
Union Credit Bureau  |
Experian Credit Reports
Retrieve credit reports from Experian using your desktop computer. Credit
Report Software can reformat an Experian credit
report in the style of a Trans Union or Equifax credit
report, or in our easy-read layouts. All the major Experian
offerings are handled, as listed here...
Reports
- Experian Credit Report
- Address Update
- Bullseye Report
- Collections Report
- Decode
- Employment Insight
- Instant Update
- Joint Reports
- Social Search
Credit Report Options
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Risk Models:
- Experian National Risk Model
- MDS Bankruptcy Model
- FICO Score
- National Risk Score
- Equivalency Score
- Fair, Isaac Installment Model
- Fair, Isaac Auto Model
- Fair, Isaac Personal Finance Model
- Fair, Isaac Revenue Model
Others
The software allows entry of special keywords to handle the
possibility of new Experian products, and/or new input
requirements.
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Credit Reports for Equifax, Experian, Trans
Union Credit Bureau  |
CU Decision Expert is a new
credit union risk management tool from Experian
Credit Report Software when used with Experian's CU Decision Expert, gives
credit unions the ability to use an automatic loan approval decision
process, based on policies, rules, and risk models which they have chosen.
For example, the credit limit for a loan can be calculated automatically
as part of the credit retrieval process.
CU Decision Expert is a risk management tool developed
by Experian for credit unions. It quickly evaluates a person's credit history
in light of the credit union's policy rules and criteria, with the
following benefits:
- Major savings in time and cost
- Decisions are customized according to the credit
union's specific needs
- Interprets the credit report for scoring,
and maintains all necessary code changes
- Custom defined policy rules and
recommended limit or loan amount
- Requires minimal programming
- Uses multiple scorecards
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Experian-a global information solutions company headquartered in Orange,
Calif., and Nottingham, UK-is a leading supplier of consumer and business
credit information, credit scoring and software solutions, and direct
marketing services. Including recent acquisitions of Metromail Corp. (in
April 1998) and Direct Marketing Technology, Inc. (in April 1997),
Experian employs nearly 11,000 worldwide with 7,500 employees in the
United States. Annual sales are about $1.5 billion. Experian is a
subsidiary of the Great Universal Stores P.L.C., a UK-based holding
company that includes home shopping, retail, property investment, finance
and information services businesses. Visit Experian's Internet site at www.experian.com.
MERit Systems, is a software company specializing in consulting to
companies who need quick and effective access to credit information, a
subsidiary of Tradewind Software, founded in 1983 and is well-known as a
leading provider of consulting services and the programs packaged
with modems. Tradewind has shipped over 12 million copies of its
communications software, noted for easy setup and automatic detection and
configuration of the modem. Visit MERit's Internet site at www.creditsoftware.com |
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